Sunday, July 15, 2012

The age old Question: Why buy a Home now?

Here's some reasons why you shouldn't buy a home.

1. Maybe you don't have job security

2.Maybe you think that the Housing Market
will continue to drop

3.Maybe you think you're credit isn't good enough

4.Maybe you think you don't have enough money saved to put down on a home.
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Now for the flip side, Why you SHOULD buy a HOME

1. Job Security is something that few people have, since you still have to live somewhere, pay rent to someone one. Why not buy a home.
Did you know it's alot easier to be thrown out of a rental than it is to be removed from you home for non payment.

2. The housing market has dropped, the interest rate has dropped.

3. Credit scores are ever changing, ever present and part of our life. Your credit score need not be any higher than a 530 for an FHA Loan. Of course theres loop holes, but for most buyers with a score at or above 530 they can buy.

4. Don't have enough money to buy a home. It alot of cases all you need is what you'd need if you were renting and yes maybe a bit extra but for so many you may only need a few thousand to be on your way to home owner ship. The government is offering an $8,000 tax credit if you pruchase a home.

NOW, If it's your first house it's usually called a starter home, meaning it's probably not your dream home, or maybe it needs some work. Or still yet if your starting over because of a previous foreclosure or loss of income etc. Then it's still your first house like a chance to do life over again!

Take advantage of your new life and stop handing your hard earned money over to someone else for their future, And start investing in your own.

Call U R Home Realty for the insight into Home OwnerShip!We specialize in the area of helping those who are starting over, or people with low credit scores,low on cash, or those who are in foreclosure.


We can help, really we can.
Give Dave or Lisa a Call at U R Home
let us lead you into your future!

U R Home Realty LLC908-707-8900
The little Company with the BIG Results!U R Home Realty LLC.

Ph: (908) 707-8900 Fax: (908) 707-8917


Dave Griswold & Lisa PayneBrokers/Owners
Lisa Payne-Author of"Only a Loser Knows How to Win!"
www.urhomerealty.net